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Checking Accounts for Every Need
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Texas Free
- $100 minimum to open
- NO monthly service charge
- NO minimum balance required
- Checks or images are not returned in
your monthly statement
- ATM/Debit Card privileges are available
- Choice of checks for purchase
- Overdraft Protection available to
qualified account holders
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Hometown Checking
- A minimum initial deposit of $100.00 is
required
- A maintenance fee of $7.00 will be
imposed every statement cycle if the balance in the account falls
below $500.00 any day of the cycle
- 2 free orders of club checks per 12
month period
- No issue fee for Travelers Checks
- Option to open a savings account with a
minimum deposit of only $50.00
- This account provides you with $5,000.00
in Accidental Death Insurance 24 hours a day
- ATM/Debit Card privileges available
- Overdraft Protection available to
qualified account holders
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Hometown Premier
- A minimum initial deposit of $100.00 is
required
- There is no monthly maintenance fee with
a minimum balance of $1,000.00. A maintenance fee of $9.00 will be
imposed every statement cycle if the balance in the account falls
below $1,000.00 any day of the cycle
- No minimum balance is required to earn
interest
- 2 free orders of club checks per 12
month period
- No issue fee for Travelers Checks
- This account provides you with
$100,000.00 in Accidental Death Insurance while traveling as a
passenger with a licensed common carrier.
- Option to open a savings account with a
minimum deposit of only $50.00
- ATM/Debit Card privileges available
- Overdraft Protection available to
qualified account holders
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Hometown Advantage
- A minimum initial deposit of $100.00 is
required
- Monthly maintenance fee of $9.00,
however, if the daily balance is $5,000.00 - $9,000.00 the monthly
maintenance fee is only $2.50. There is no monthly maintenance
fee if you maintain a daily balance of $10,000.00.
- Interest earned will vary depending on
daily balance
- 2 free orders of club checks per 12
month period & receive a 25% discount on additional orders
- No issue fee for Travelers Checks
- This account provides you with
$10,000.00 in Accidental Death Insurance 24 hours a day and your
coverage increases to a total of $150,000.00 when you travel on a
licensed common carrier
- Option to open a savings account with a
minimum deposit of only $50.00
- ATM/Debit Card privileges available
- Overdraft Protection available to
qualified account holders
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NOW Account
- A minimum initial deposit of $100.00 is
required
- No monthly maintenance fee if you
maintain a minimum daily balance of $1,500.00. A maintenance fee
of $9.00 will be imposed every statement cycle if the account falls
below $1,500.00 any day of the cycle
For current rates or more information, contact us at 325-949-3721 or 1-800-700-9603 or email us: info1@txbank.com.
Regarding interest-earning accounts, interest begins to accrue the business day we receive credit for the deposit of noncash items (for example, checks). We reserve the right to require seven days advance notice to withdraw or transfer funds from any interest-earning account. We currently do not exercise this right and have not exercised it in the past.
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