The Bank and Trust Department officers and personnel are experienced in providing banking and investment services to institutional clients. The Bank is progressive in bringing new technologies and services to its customers. We look forward to the opportunity of serving you as our client.

The local Trust Officers and personnel are available during regular business hours for assistance, information, and consultation as needed. Personnel in the Trust Department include four (4) Trust Officers and three (3) operations clerks. The Trust Officers are as follows:

Joe Payne, Senior Vice President & Trust Manager
Joe has managed the Trust Department since 2001 when he moved back to San Angelo. He has 22 years of trust and banking experience including years with Wells Fargo Bank (and its predecessors) in San Angelo and Lubbock. Joe is a graduate of Angelo State University and also has earned the designation of Certified Trust and Financial Advisor from the American Bankers Association.

Office Phone: 944-7536
Email: joep@txbank.com

Rhea Cooke, Vice President
Rhea has managed trust, investment, and retirement accounts for over 26 years and is a graduate of Angelo State University. His experience prior to joining the Texas State Bank includes 11 years with Norwest Bank (and its predecessors) and 7 years as an IRS agent.



Office Phone: 944-7524
Email: rheac@txbank.com

David Vann, Vice President
David has 13 years in Banking and Trust Services. A native of San Angelo, David graduated from the University of Texas at Austin, the Southwestern Graduate School of Banking at SMU, and the Texas Bankers Association Trust School. Prior to his banking experience, David was a commercial real estate Appraiser in San Angelo and the Dallas area.


Office Phone: 944-7547
Email: davidv@txbank.com

Brenda Smith, Trust Operations Officer
Brenda has over 28 years in Banking and Trust services. Also a native of San Angelo, Brenda attended San Angelo Lake View High School as well as numerous Bank and Trust Schools and Seminars. Prior to coming to Texas Bank she worked for Wells Fargo Bank and its predecessors, including First City Bank in San Angelo.


Office Phone: 944-7537
Email: brendas@txbank.com

The Trust Department also has an operations staff of 3 persons responsible for the daily transaction posting to accounts and other trust operations functions. These three ladies have over 35 years banking and trust operations experience.

Administration and Location of Operations
All account administration and operations are conducted locally at the Bank’s offices at 2201 Sherwood Way. The Trust Department uses account and asset custody processing services provided by Sungard Trust Systems and the BONY Custody Services. These companies are industry leaders in providing accounting and custodial systems, as well as assistance to Trust Departments and other institutional investors nationwide.

You may contact our Trust Staff by telephone at (325) 944-7528 or Fax at
(325) 949-0480 or email.