Checking Accounts

We offer a deposit product to meet your needs.

Stop by one of our convenient locations today to open your Texas Bank checking account!

You can reorder checks anytime using using our secure Check Reorder Form.

Texas Choice

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

  • Save trees and money at the same time!
  • $100 minimum to open
  • NO minimum balance required
  • ATM/Debit Card privileges are available
  • Choice of checks for purchase
  • Overdraft Protection available to qualified account holders
  • NO monthly service charge when you sign up for E-Statements (other fees may apply)
  • You will receive an email each month alerting you that your E-Statement is ready for viewing.
  • If a Texas Choice account holder does not sign up for E-Statements, a $10 fee will be assessed to the account each time a paper statement is mailed.

Hometown Secure Checking

Simply the safest and smartest way to bank!

  • Free Checks - 2 free orders of club checks per 12 month period.
  • IDProtect® Identity Theft Protection Service - Protect yourself and your eligible family members with our comprehensive identity theft protection service that includes credit file monitoring, 3-in-1 credit report (with scores) once every quater, continuous monitoring of over 1,000 public databases, identity theft expense reimbursement*, fully managed resolution services, and more. Registration and activation required.
  • Insurance - Up to $10,000 of 24 hour Accidental Death & Dismemberment Insurance* (Benefit reduces 50% at age 70.)
  • Travel & Leisure Discounts - Money saving discounts from thousands of local and national business. Redeem and print coupons online or access discounts from your smartphone. Registration and activation required.
  • Health Discount Savings - Registration and activation required. (This is not insurance.)
  • Debit Advantage™ - Buyer's protection and extended warranty*
  • Cellular Telephone Protection*
  • Shopping Rewards™ - Registration and activation required.
  • Low Monthly Service Charge - All of these great benefits for a monthly service charge of just $6.95 (includes a paper statement) or $5.00 if you enroll in eStatements.

Hometown Secure Plus Checking

  • Interest Bearing - Includes all of the great benefits listed above and will also earn interest (tiered rate, no minimum balance).
  • Low Monthly Service Charge - All for a monthly service charge of just $9.00 (includes paper statement) or $8.00 if you enroll in eStatements.

*Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member. (Fiduciary is not covered.)

Insurance products are not insured by FDIC or any Federal Government Agency, not a deposit of or guaranteed by the bank or any bank affiliate.