Disclosure of Fees

DISCLOSURE OF FEES effective 1/1/18

ATM cash withdrawal or balance inquiry on TSB accounts at non-proprietary ATM machines $1

ATM/Debit card replacement $5 per card

Temporary Checks $2 (4 per page)

Money Orders $3

Cashier Checks $3

Overdraft Fee (per check, debit or ACH item) $30*

Returned Item Fee (per check, debit or ACH item) $30*

Internet Banking, Mobile Banking, and Bill Pay Free

Stop Payment Fee $25

Special Statement Cutoff $5

Duplicate Statement $2.50

Excessive Withdrawals from Savings $2 (6 free withdrawals per quarter)

Safe Deposit Box Drilling Fee $135 and any past due rent*

Telephone Account Inquiry $1

Telephone Money Transfers $2*

Automatic Sweep from Savings $3*

Account Research $25 per hour, $2 per copy

Balancing Assistance $20 per hour

Photocopies $2 per copy

Notary service Free ($6 for non-customers)

Domestic Wire Transfers (Outgoing) $15

Foreign Wire Transfers (Outgoing) $50

Incoming Wires no charge

Garnishments $50

Medallion Signature Guarantee Stamp $100

Account Closing Fee (for checking or savings accounts closed within 90 days of account opening) $10

*Fee change as of 1/1/18