Merchant Credit Card Processing Services

Merchant Credit Card Processing Services

At Texas Bank we understand that shopping around for a reliable merchant services provider can be a time-consuming hassle.  Therefore, we offer a flexible and reliable merchant services program that allows most types of businesses to accept nearly every form of electronic payment. We provide payment processing for small businesses, retailers, restaurants, hospitality providers, professional and medical industries, and internet businesses.  Our merchant services program will help you increase your sales, reduce your losses, expand your customer base, increase your cash flow and provide a wide range of value-added and reduced cost products and services.  We provide settlement services for all major credit and debit cards:  Visa®, MasterCard®, Discover©, and American Express® Opt Blue.

Program Overview

You will receive quality customer service and an unbeatable equipment warranty.  We provide the best available technology, security, and communication in the merchant services industry nationwide to keep you EMV and NCF ready, and Payment Card Industry (PCI) Compliant, while retaining the traditional personal service that most credit card processors have forgone.  As part of our service, you will receive installation and training instructions to deploy the full line of transaction payment options currently offered. You will also receive customer support 24/7, 365 days a year.


Solutions to simplifying payment processing

  • Mobile Payments – instantly convert your cell phone, smart phone or tablet into a secure credit card terminal
  • Point of Sale transactions
  • Internet e-Commerce enabled websites
  • Virtual Terminal for credit cards and checks
  • Voice authorization services
  • Check Conversion and Check Guarantee
  • Gift Cards and Loyalty Cards with your business logo
  • Visa Payroll Card
  • Petroleum Program
  • Utility and Municipal electronic payments


Say goodbye to many of the fees commonly charged by other processors!

  • No PCI Compliance Fees
  • No Annual or “Club” Fees
  • No Monthly Minimums
  • FREE comprehensive equipment warranty*
  • FREE equipment reprogramming and training
  • FREE online reporting


Benefits of our credit card processing program:

  • Easy application process
  • Quick merchant account approvals
  • Increase cash flow – your sales are directly deposited into your account within 2 business days
  • Reliable 24/7 customer service
  • Secure and FREE 24/7 online transaction reporting – a merchant dedicated website for accessing full account information 24 hours a day, including statements, deposits, retrievals and charge backs.


* Equipment Warranty– We support EMV and NFC Point-of-Sale stand-alone terminals that your business uses to process transactions.  Our service includes an equipment warranty at no additional charge for any equipment that you purchase.  It covers equipment shipping, troubleshooting, and replacement of your existing equipment.  If your terminal breaks, we will exchange it at no cost to you for as long as you continue to process with us (upgrade fees are additional).


For complete details and to set up your Merchant Processing Account, see your banker today or call PPS Merchant Services at (713) 818-3174 or
(884) 529-1841