Home Loans

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We are here to help our customers with their home loan needs

Home & Real Estate Loans

Let Texas Bank make your dream of home ownership a reality. From home construction to home equity loans, Texas Bank can provide you with the services you need. Texas Bank offers:

  • Conventional Fixed Rate Mortgages
  • Refinancing 
  • Home Equity Loans
  • Home Equity Lines of Credit
  • Home Improvement Loans
  • Home Construction Loans 
  • Land or Lot Loans 
  • We also have loan programs tailored towards low to moderate income borrowers.

Curious about what size loan is right for you?   Take our Home BuyAbility Test.  It can help you find out what is best for your budget, so you can feel more comfortable when you apply for your mortgage loan.

Once you know approximately how much home is in your price range, use our convenient Mortgage Loan Calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance and mortgage life insurance are also not included on the chart, but may be added to your monthly payments.  Our online calculators give estimates for illustrative purposes only.

Is Refinancing Right For You? Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage.

 For more information about any of our home loan solutions, speak to one of our friendly, knowledgeable lenders at:

Ph: 325-949-3721
Fax: 325-947-4949
Texas Bank NMLS #756046
Michelle Pape, NMLS #1773770
Libby Clark, NMLS #801744
Apply for a home loan today!